Retail Automotive Mixed - Use Restaurants Multi - Family / Apartments Light Industrial Office Buildings
  1.  Quick - Easy - Convenient
  2.  Loan Size Starting at $100,000
  3.  Stated Income Loans Available
  4.  Lower Down Payment required
than traditional banks
Turned Down By  Traditional Banks? We’ll Say Yes!
National Commercial Lending Program Overview: Acquisition and Refinancing > 5% to 10% down purchase < (cash out refinance programs) > 2 Day Approval Process < > Streamline Underwriting - Fast Closings < > 30 Year Terms - Low Fixed Rates < > No Loan Committees < > No Yield Maintenance - No Lockouts (optional) < > No Tax Returns Req. with certain programs < > No Income Verification with certain programs < > No Periodic Financial Reporting < > No Financial Covenant Fees < Self Storage
 
Benefits of Desert Sun Mortgage National Acquisition Loans We allow as little as 5% down, opposed to the big banks who require 20% down or more Faster processing than that of big banks Personalized client service Stated income loans available Able to qualify more people due to broader approval requirements
 
 
 
PROGRAMS: "SMALL BALANCE" FULL DOC AND STATED INCOME & ASSET
Commercial Lending Desert Sun Mortgage
 
Contact us immediately for pre-approval! Receive a response within 24 hours.
Email us here
Joseph Velez  
 Commercial Lending Specialist
Desert Sun Mortgage  
 4301 N. Scottsdale Road, Suite 103  
Scottsdale, AZ 85251
(480) 946-2200 Ext. 116
 
    We offer expert commercial lending services including acquisitions and refinances for an array of property types.  We lend on automotive repair shops, service stations, retail locations, shopping centers, mixed-use properties, light industrial, multi-family, apartments, restaurant, and office buildings.
 
    Our experience and knowledge allows us to cover a broad geographic area, covering the entire United States, with loan alterations catering to changes specific from state to state. Joseph Velez with Desert Sun Mortgage uses a tailored client-focused approach with each acquisition and refinance, keeping each client informed every step of the way.  
National Commercial Loans
 
Our Niche:  We focus on financing investments that traditional banks won’t fund based on timing, complexity, or other, reasons while building and maintaining professional meaningful partnerships.  
 
“We typically service clients who are entrepreneurs with dreams of being a successful business owner, or are currently a business owner in hopes of refinancing to further their investments.  Desert Sun Mortgage’s clients are borrowers that want to avert the inconvenience and limitations of big traditional banks, and instead work with low rates and flexible creative financing.”
Serving Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
Our speedy but detailed lending services allow for funding to take place in as little as 30 days or less from the completion of the application.  This is on of the many advantages borrowers have from our loan programs.  Additionally we:
 
> Work with a large host of lenders, allowing us to shop around for the lowest rate.
> Both full-doc and stated income loans available
> Programs offering low documentation and investor loans
> Innovative and versatile loan structuring and financing
> Experienced and skillful commercial Lending
 
Joseph Velez, with Desert Sun Mortgage, is an experienced private lender.  His knowledge allows for creative financing and easily met approval guidelines compared to big banks.  In fact,we fund our loans strictly through non-traditional banks with the notion that the client’s success and endorsement is the primary focus.
 
MB# 0908752